Roof Leak Claims

Your roof helps to keep you and your loved ones protected from the weather and the outdoors, and you expect it to function perfectly at all times. However, it is not uncommon for a roof to spring a leak no matter how carefully you maintain it. When this happens, you should take some immediate actions to ensure the safety and stability of your home and protect it from any further damage caused by water intrusion. Once you notice the leak, start moving items out of the way to prevent your belongings from getting ruined. Place buckets and garbage cans under the leak to contain water intrusion, avoid damage to your floors and tarp your roof if you can quickly determine where the leak is. After that, call your insurance company and let them know about the leak. Then, call Florida Home claim and talk to our insurance claim lawyer. This is important because roof leak claims are notorious for resulting in lowball offers or straight-out denials from insurance companies. Additionally, we work on a contingency basis which means there is no out-of-pocket cost to you, and we will not get paid until you do.

photo of water damage

Dealing with the Aftermath of a Roof Leak

The amount of water that can come into your home through a roof leak can cause devastating damage. This is in cases where the water comes in all at once. In other cases, it may take weeks or months to find out the origin of the problem when a slow leak results in mold and different types of destruction to the home’s structure.

The main worry about a roof leak is that these leaks are known for undermining the home’s structure while also representing a threat to your health and that of your loved ones once the mold is present. And mold knows no boundaries. It can spread to things you use daily, such as your clothing, furniture, bedding, towels, carpets, and drapes. If you start breathing mold spores regularly, it is also possible for you to develop respiratory conditions, some of which are associated with life-threatening consequences.

A completely different set of consequences related to a roof leak is a house fire. These happen when the water comes in contact with faulty wiring and, when there is not an immediate power outage, a surge of power may result in sparks starting to fly and igniting whatever is around.

Make Sure Your Insurance Policy Covers Roof Leaks

It is common for insurance companies to deny roof leak claims. They may hold that your roof is too old, particularly if you have had it for 20 years or more. They may also hold that this leak is your responsibility because you did not replace missing shingles or perform other required maintenance.

In other cases, you may find that your insurance company considers your roof’s wood shakes to be too risky to cover because they are so susceptible to suffer water damage. Or maybe you have a metal roof that has been damaged due to hail, and that metal roofs are also considered too risky to be covered by the policy.

Let the roof leak claim lawyers of Florida Home Claim review your insurance policy. We have plenty of experience dealing with insurance company tactics that result in claims being delayed or denied. Let us fight for the rightful compensation you deserve. We will help you get the funds you need to restore your home to the way it was before the leak.

photo of ceiling damaged by water leak

Main Signs of a Roof Leak

You may imagine a big hole in your roof that is easy to spot and through where massive amounts of water are coming in. Unfortunately, life does not work like that, and many roof leaks start by being undetectable. Many leaks start small, in dark corners, and do not become noticeable until too much damage has already occurred.

Other times you may discover a dark or discolored spot in one wall or on your ceiling and wonder what that might be. You may find that if this wall gets hit by the sun during the day, the discolored spot disappears and reappears during a rainy afternoon. Don’t get fooled into thinking this is not something you should worry about. It may signal mold presence, and extensive damage to the home’s structure may already have happened behind the wall. Lesson learned: intermittent roof leaks are just as dangerous as constant ones.

Other signs of a roof leak may be noticeable on the property’s exterior. Look to see if your roof’s flashing seems to be failing. It may be letting water in. Mold that can be seen on exterior walls may also exist inside the home. Or, if the roof has missing shingles, you may have water leaking into your attic, and it may take time for it to make its way down the walls and for you to realize that something is wrong.

Work with a Florida Home Claim Roof Leak Claim Lawyer

Your only contact with your insurance company so far may be the day you signed the contract. After that, you may have been making all premium payments, hoping never to have to call them again. But now your roof has a leak, and your home has suffered damage. Don’t wait to discover how your insurance company will react when they receive your claim. Contact a Florida Home Claim roof leak claim lawyer and let us fight to get you the compensation you need now. We will work tirelessly to get the results you deserve and will not get paid until we successfully resolve your claim to your benefit.

We will start by reviewing your insurance policy and understanding your coverage limits. We will also conduct a full investigation into your property damage and determine the causes of the roof leak. Armed with that information, we will prepare a solid case to defend you and get you the compensation you need. And remember, we will not get paid until you do. Give us a call today to get started.