Palm Bay, FL Insurance Lawyer

Florida residents are well aware that property insurance, whether commercial or residential, should be adequately insured. As the state most affected by natural disasters, you may need to request compensation from your insurance companies more than once. 

These natural catastrophes can cause personal injury and property damage that can be taken care of with proper policies. But what happens if your insurance claim gets denied by your providers or you are underpaid? In that case, your insurance company is acting in bad faith, and you can sue them.

This is especially true if you live in Palm Bay, FL, where insurance claims are often unjustifiably rejected during natural disasters. As a city located in the vicinity of the ocean, it is notoriously vulnerable to hurricanes and floods. If you are facing legal issues and are unsure about your insurance claims, contact the insurance attorneys at Florida Home Claim P.A. Our law firm offers free consultations, and we will brief you about your rights so that you understand your position with the issues at hand. Contact us today to discuss the details of your case. 

What Are Bad Faith Insurance Claims? 

A bad faith insurance claim is a lawsuit that the insured issues toward their insurance company on the grounds of legal malpractice. If your providers have refused, delayed, or underpaid your claim, then you are eligible for legal damages. FL insurance laws include failed communication and misleading practices as bad faith.

Insurance lawyers provide legal services regarding all types of insurance contracts. This includes personal injury, medical malpractice, fires, floods, hurricanes, and even driving accidents. Related practice areas concerning property include cast iron pipes, storms, smoke damage, and theft or vandalism. Working with an attorney is the best way to ensure you will get the best possible outcome. With a free case evaluation, you will learn whether you have a strong case or not.

Most insurance companies in Florida are for-profit businesses, which means that in the case of a disaster, they will try to reduce their payouts as much as possible. When you want to prepare your insurance defense, then look no further than the attorneys from Florida Home Claim P.A. Request a free consultation today and see if your case is eligible for a lawsuit.

Insurance Lawyer talking to a couple

What Type of Homeowners’ Insurance is HOA?

HOA, also known as Homeowners Association, is a self-governing organization in “common-interest” communities. Here, homeowners collectively pay fees to maintain the units or neighborhood. This type of communal estate planning will share communal insurance, a practice that can cause problems if a natural disaster happens.

If several houses in a region file multiple insurance claims at once, they will likely be denied or underpaid. However, a good attorney can help you get you proper compensation if you sustained damage to your property. 

Estate planning in FL can be very complicated, and insurance is the most important thing for your home. If you face insurance issues, contact our lawyers at Florida Home Claim, P.A. today, and ask for a free consultation on your case.

Commercial Insurance in Palm Bay, Florida

Your business is a critical and expensive asset that needs protection. Any attorney will advise you to get good insurance defense, regardless if you have a restaurant or an apartment complex. Commercial buildings can have cases similar to residential spaces; providers might refuse to comply with their contractual obligations to maximize profit margins. 

Since 2020, many family businesses have filed for business interruption claims as the pandemic swept the country. Unfortunately, many insurance claims have been denied or underpaid, leading to many resources spent on lawsuits rather than the business itself. However, this is where insurance attorneys stepped in, offered guidance, and protected their client’s best interest in court.

Insurance Lawyers Serving Palm Bay

Being in a financial crisis can be an incredibly stressful and exhausting situation. Yet, working with a good lawyer will give you the resources and legal knowledge necessary to obtain justice and rightful compensation for your troubles.

If you are searching for a Palm Bay insurance lawyer or an insurance lawyer in nearby cities, look no further than Florida Home Claim P.A. Our team can offer you proper legal assistance and commit to your case so that you receive fair compensation. Contact us today for a free consultation on your case.

Insurance Policy paper with pair of glasses and magnifying glass


What Can I Do If My Claim Gets Denied?

The most crucial step is keeping all your paperwork, evidence, and anything related to your case intact and organized. All the evidence of your damages is essential to any legal battle. Keep those files and consult with a lawyer to learn more.

Is My Insurance Company Acting In Bad Faith?

Under Florida Law, any form of misleading practice, failed communication, or delayed payment is considered bad faith and can be eligible for a lawsuit. Consider contacting a lawyer to find out more. 

Is Criminal Defense Covered Through Insurance in FL?

If you opted for full insurance, you might be eligible if it contained a defense clause. If not, a personal lawyer may be your best option in case of criminal charges.

Is a Lawyer Helpful for FL Insurance?

Suing a big company isn’t easy due to their monetary interests. Hiring a lawyer is the best way to ensure you have a higher chance of winning your case and receiving proper compensation.