Insurance Lawyer in Lakeland, FL

When we pay diligently into our homeowners’ insurance or business insurance for years, we have every right to expect that if we ever need help to repair our residential property or commercial property, the insurance companies are there to help. Is that too much to ask for?

Unfortunately, it often seems like trying to get adequate insurance coverage from property damage claims is nearly impossible, and that the claims process is designed to settle for as little as possible. It can be incredibly frustrating and even intimidating. That’s why hiring an experienced insurance claims attorney in the Lakeland area is so important.

Request a Free Consultation With a Lakeland Insurance Lawyer Today

The legal team at Florida Home Claims P.A. provides invaluable assistance to property owners when it comes to navigating the claims process and helping to ensure that your rights are protected at every stage of the process. Insurance attorneys can help individuals and businesses with their residential property insurance claims and commercial property insurance claims.

During your free consultation, an experienced insurance claims attorney will review your policy, the facts of your situation, and determine whether the insurer is following all applicable laws concerning the handling of a claim. In addition, the insurance attorney will provide counsel on handling any disputes that may arise, explain all of your legal rights, assist in negotiating with the insurer, and, if necessary, represent you in the event of a lawsuit. 

An insurance attorney is an invaluable asset to property owners throughout the Lakeland area. The help they provide can make all the difference when it comes to getting your deserved coverage and repair costs from an insurer and can provide guidance through contentious insurance disputes.

Don’t wait any longer- request a free initial consultation today and learn about your rights under Florida law.

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Florida Home Claim, P.A. Is Here To Take On the Insurance Company For You

Trying to deal directly with your insurance provider can be exceptionally frustrating, especially while trying to repair your home or business. That’s why you need the experienced attorneys at Florida Home Claim, P.A. to handle all of your insurance claims needs in Lakeland, FL. 

We are here for you every step of the way and will go above and beyond to make sure that your rights are protected and that you get the compensation you deserve. 

Frequently Asked Questions About Insurance Claims

The answers provided below are for informational purposes only and should not be construed as legal advice. We strongly advise you to contact an experienced insurance attorney in Lakeland, Florida who can provide personalized advice tailored to your individual situation, the specifics of your insurance coverage, the unique factors of your claim, and the legal action you have already taken. 

Should I accept the insurance company’s first settlement offer?

No. It is important to remember that insurance companies are businesses, and as such, they have a responsibility to their shareholders to turn a profit — typically by paying out as little money in claims as possible while still technically fulfilling their coverage obligations.

You should never accept the first offer from an insurer without consulting with experienced legal counsel first. Homeowners and business owners alike are often shocked to discover the gap between what the Florida insurance company wants to pay and what their lawyers believe they are actually owed for their claim.

Do I need to hire insurance dispute attorneys to get the money I deserve?

You are not required by law to hire attorneys. Still, the reality is that hiring a qualified insurance dispute attorney can be extremely beneficial in recovering the money you deserve from an insurer. An experienced attorney will know how to properly inspect and document damages, understand your policy limits, restrictions, and exclusions, negotiate with insurers on your behalf, and represent you in court if necessary. 

The party that benefits most when policyholders represent themselves is the insurance company — typically at your expense.

What damages are covered by insurance?

This will depend on your individual policy and the type of damage that has occurred. Most insurance policies provide coverage for property repairs from fire, storms, natural disasters, and other causes of loss or damage. 

However, some policies may exclude certain types of damages or have specific limitations for particular events. Your attorney can review your policy in more detail to determine what damages are covered and may be able to push back on your insurance company’s attempts to avoid paying on certain aspects of your claim.

Can I sue my insurance company for denying my claim?

Yes, you can sometimes sue your insurance company for wrongfully denying your claim. However, it is important to remember that suing an insurance company is complicated and it’s vital to have experienced legal counsel on your side. 

The team at Florida Home Claim will review the facts of your case, explain your legal rights, and provide guidance on whether or not a lawsuit is appropriate. 

How much money am I owed for my insurance claim?

The amount of money you are owed for an insurance claim will depend on a variety of factors, including the type and extent of damage, your policy limits, coverage exclusions and limitations, and any deductible that may apply. 

Anyone who tells you that they can give you an accurate estimate without seeing the damages or reviewing your policy should be treated with caution. Your insurance dispute attorney can help you determine how much money is owed to you for your insurance claim. 

What are my options if the insurance company denies my valid claim?

If your insurance company denies a valid claim, or if the amount they offer is significantly less than what you are owed, you may have a few options. Your attorney can review the details of your case and help determine if filing an appeal or pursuing legal action is appropriate. 

They will also be able to negotiate on your behalf with the insurer and, if necessary, represent you in court. 

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Let’s Get Started Today

Whether you are filing a residential or commercial claim, the team at Florida Home Claim has the experience and knowledge to help you get the money you deserve from your insurance company. 

Our attorneys will review your policy, document damages and losses, and negotiate with insurers to make sure that your claim is handled properly.