Insurance Lawyer in Jacksonville, FL
Insurance should protect you and your loved ones from calamity. However, if your insurance company abandons you in your time of need, then they’re not living up to their promises. If your insurance company is delaying or outright denying your valid claim for benefits covered in your policy, then you need to speak with a Jacksonville insurance lawyer.
Insurance Coverage
When an insurer issues a policy for insurance coverage, that company should act in good faith on that promise. That means they should treat you fairly and fulfill the benefits outlined in the policy.
Unfortunately, many insurance companies fail to live up to the terms of their policies. They choose to act in bad faith and should be held liable for the damages above the policy’s limits. Jacksonville insurance claims attorneys can help hold your insurer liable for what it promises.
Bad Faith Insurance
Insurance companies want to avoid paying claims because it saves them money. Insurance companies receive thousands of claims daily, and they wrongfully deny coverage for many of them. Since so few people dispute their claim, they get away with withholding millions of dollars in policyholder benefits.
Sometimes insurers renege on their obligations to their clients by refusing to pay a policyholder’s legitimate claim or refusing to investigate and process a policyholder’s claim within a reasonable period. If that happens, the policyholder could be the victim of a bad faith insurance claim.
What constitutes a bad faith claim?
When insurance disputes arise because the insured party was not properly compensated by the insurance coverage outlined in their policy, then it could constitute bad faith. For example, retroactively canceling your policy after you make a claim or failing to resolve your claim amicably can be grounds for a bad faith claim.
Bad faith insurance refers to the tactics insurance companies employ to avoid their contractual obligations. Examples of insurers acting in bad faith include:
- Failing to promptly and thoroughly investigate a claim
- Unreasonable interpretations in translating policy language
- Refusing to settle the case or reimburse you for the entirety of your loss
- Invalid denial of benefits
- Termination of an insurance claim that should have been paid
- Delaying payments
- Failing to defend you against liability suits covered by your policy
- Low-ball settlement offers for a valid claim
Simple mistakes do not constitute bad faith. Florida statutes protect consumers from insurance companies’ bad faith actions. Contact the Jacksonville, FL insurance lawyers at Florida Home Claim, P.A, if you want to learn more about your rights as a policyholder and get the money you deserve.
Jacksonville, FL Insurance Claims Lawyer
When you purchase an insurance policy, whether it is for life insurance, business insurance, homeowners’ insurance, automobile insurance, or any other type of coverage, you are entitled to the full benefits of the policy. If the insurance company refuses to pay or if they unreasonably delay your payment, then you can hold them legally responsible.
If an insurance company refuses to pay your claim, denies payment, or offers you insufficient benefits, speak with the experienced Florida lawyers at Florida Home Claim, P.A. to enforce the insurance company’s obligations. You don’t have to fight the insurance company alone. Sit down with us for a free consultation to discuss your coverage and the money you rightfully deserve.
Benefits of Hiring A Jacksonville, FL Insurance Lawyer
Insurance policies can be confusing and complicated. If you are interested in sound legal advice from a reputable law firm in your Jacksonville community, Florida Home Claim, P.A. can champion your claim and navigate you through it.
Here are some of the various benefits of hiring a skillful personal injury law firm with experience in all of the relevant practice areas of insurance coverage. These are some examples of how it could benefit you to hire an insurance lawyer:
Professional Representation
Litigation can be tricky, but if you want to make sure that you get what you deserve, you’ll need a professional attorney by your side to represent you. Hiring the right lawyer is crucial when cases require litigation and could improve your chances of getting the money you deserve.
Less Stress
An insurance coverage attorney can help you seek justice. A knowledgeable and experienced lawyer will help guide you, advise you, and reduce the burden of insurance disputes.
Knowledge About Insurance
Each type of insurance and its policies are unique. Each insurance agency is different, and that’s why you must hire Jacksonville, FL lawyers who have experience with policies, premiums, and your local court system. Knowledgable lawyers will help policyholders recover the benefits they need.
Free Consultation
If you are ready to speak with a professional about your insurance claim, a free consultation can be very helpful. Insurance coverage attorneys can help you gain insight into your case. Contact Florida Home Claim, P.A. for experienced Florida insurance lawyers. We can help you investigate your insurance policies, claim issues, and exclusions. We can also use our awareness of bad faith insurer tactics to provide the help you need and the benefits you deserve.
