Insurance Lawyer in Fort Myers, FL
After a disaster causes damage to a home or business, the property owner will prepare to seek compensation through their insurance benefits after diligently paying their premiums for years with the hopes they would never need to use their coverage. When the time comes, and homeowners or businesspeople submit a claim to their insurer, finding that their claim has been denied, or that the insurance company wants to pay a pittance, can be a frustrating — even devastating — experience.
Finding the right insurance lawyer in Fort Myers, Florida can make a world of difference as you navigate this complex process. Insurance attorneys are knowledgeable and experienced in dealing with insurance companies, and they understand exactly how to approach negotiations to get their clients the maximum amount possible; something that insureds often cannot do on their own.
Read more below to learn more about the benefits of working with a Florida insurance lawyer, and contact us today to get started.
Contact Our Law Firm Today For a Free Consultation With a Fort Myers Insurance Lawyer
Florida Home Claim, P.A. has a long history of fighting to ensure that our clients are compensated fairly following a property damage claim. We use our deep understanding of Florida insurance law, years of experience dealing with insurance policies, and proven negotiation tactics to reach a fair settlement.
What To Expect During Your Initial Consultation
During our initial consultation, we will review your insurance policy, discuss the facts and circumstances surrounding your claim, and explain what to expect as we work together toward a resolution. Whether you are dealing with a denied insurance claim or just beginning this journey, we are here to help.
We will provide an honest assessment of whether or not it is in your best interest to pursue litigation if negotiations fail to reach a satisfactory outcome. However, the answer to this question will come at a later date — we will first attempt to work directly through your insurance policy, in good faith with your insurance carrier, unless we recognize that there is no feasible path forward.
At that point, we may decide to file a lawsuit against the insurance company in the Florida courts.
We’re Here To Help Fairly Resolve Your Insurance Claim
At Florida Home Claim, P.A., our Fort Myers insurance lawyers are committed to helping you understand your rights and protecting your interests as we work together to secure a favorable settlement on your behalf. You’ve paid diligently into your insurance coverage, and you have every right to expect compensation that will protect you from financial impacts beyond your control.
Schedule a free consultation today by calling 305-503-5322 or by completing our online contact form. We look forward to discussing how we can help you seek the compensation that you deserve.
Remember: The Adjuster Is Not Advocating For Your Best Interests to the Insurance Company
It is important to remember that insurance companies are for-profit businesses, and their primary goal is to pay out as little as possible. This can mean lowballing settlements, denying valid claims outright, or dragging out the process with endless paperwork and stalling tactics.
No matter how friendly the insurance adjuster that handles your claim may be, you must remember that they are acting in a business capacity, and their job is to get the best deal for the insurance company, not you. Having a lawyer who can advocate for you is essential when it comes to getting the full coverage that you are entitled to.
Frequently Asked Questions For Fort Myers Insurance Lawyers
The following are just a few of the many questions we commonly answer during our free consultation. Keep in mind that we will not be able to provide you a clear and comprehensive answer about your situation without first reviewing the details of your case.
What type of insurance claims do you handle?
Our Fort Myers insurance attorneys excel in handling homeowners’ insurance claims, business interruption and property damage claims, hurricane and flood damage insurance claims, and other claims that stem from your homeowners’ or business insurance.
We encourage you to contact us as soon as possible for a free case evaluation. We can discuss the specifics of your situation and help you understand the type of support we can provide you as we fight to get the money you deserve.
How much will it cost to hire an attorney in Fort Myers, FL?
Florida Home Claim, P.A. works on a contingency fee basis, so you will never be charged any upfront fees for our services — we only collect payment if and when we successfully resolve your case.
A contingency fee is a predetermined percentage of the settlement that is taken as our fee, so you will never be stuck with out-of-pocket legal expenses. We always provide an honest assessment and a clear explanation of how our fees work before you agree to hire us, so you can make an informed decision about whether or not to retain our services.
Do I have to file a lawsuit to receive compensation?
No. In most cases, it is possible to negotiate and settle your case without filing a lawsuit. Our Fort Myers insurance lawyers start by negotiating directly with the insurance company. In most cases, we prefer to reach an agreement that works for the insured party through these discussions. If this fails, we will advise you on whether or not filing a lawsuit is your best option.
Regardless of whether or not you will be filing a lawsuit against your insurer, our law offices can provide invaluable advice and assistance as you navigate the insurance claims process.
How long does it take to settle an insurance claim?
Every claim is different, and the amount of time needed to reach a settlement will vary based on several factors, including the complexity of your case, the insurance company involved, and any disputes that arise during negotiations.
In some cases, the matter is settled within weeks, while others end up in protracted legal cases that take months or even years to resolve. With the help of an experienced lawyer, you can be confident that your case is being managed properly and efficiently so that you can receive the compensation that you are entitled to in a timely manner.
What happens if I don’t agree with the settlement offer?
Suppose you are unsatisfied with the settlement offer. In that case, our Fort Myers insurance attorneys can help you negotiate with the insurance company or pursue litigation to reach a more favorable outcome. It is rare that an insurer offers a fair amount of money for their first settlement offer, so we will be prepared to make a counteroffer and begin a series of negotiations with the insurance company.
Ultimately, the decision to accept or reject a settlement offer will be yours — our job is simply to advise and assist you in making an informed choice that protects your rights and gets you the maximum compensation allowed under Florida law.
No matter your situation, our Fort Myers law firm is here to provide you with the legal assistance and guidance you need when dealing with an insurance claim. We understand how overwhelming these cases can be, and want to take as much of the administrative burden off your plate so that you can stay focused on getting your life back on track.