Daytona Beach Insurance Lawyer
Many insurance companies look to improve their bottom line by denying valid insurance claims. Insurers employ armies of lawyers to find any advantage they can leverage against you. However, you don’t have to be alone in your search to receive the benefits you deserve.
The Florida Home Claim law firm gives a free consultation to anyone with questions about their insurance defense. We understand the tactics insurers use to take advantage of their policyholders. In our initial consultation, we can review your legal options and ways that you can improve your insurance defense.
Businesses and individuals pay for insurance coverage to protect their assets. Unfortunately, many insurers use excuses or exceptions to avoid paying legitimate claims. If you’re in the Daytona Beach area and are having trouble with your insurer, contact Florida Home Claim. Our insurance law firm has the experience necessary to help you with your case.
Daytona Beach Insurance Requirements
If you own your Daytona Beach, FL home, you probably have homeowners’ insurance. Although Florida law does not require homeowners to have insurance, mortgage companies usually do. Accordingly, if you buy a home and have a mortgage, you are likely required to have homeowners’ insurance.
Under Florida Law Statute § 627.7011, insurance companies are required to offer certain types of coverage to homeowners. However, understanding what’s included and not included in your policy can be difficult.
Daytona Beach Insurance Disputes
If your insurance company is being uncooperative, our denied insurance claims lawyers can negotiate and litigate your claim, so you get the compensation you are entitled to. When the time comes to make a claim, you are entitled to the coverage of your policy.
If your insurance claim has been denied or has not been covered to the full extent of the policy, you may be able to take legal action. Insurers are legally obligated to act in “good faith” by reasonably paying your coverage benefits. Instances of “bad faith” insurance occur when insurance companies unreasonably delay, deny, or underpay valid policy coverages.
While some insurance companies blatantly dispute or deny valid insurance claims for profit, others have employed the tactic of trying to get you to settle an insurance claim for far less than what your claim may be worth.
Insurance Coverage Disputes
Coverage disputes can be convoluted, and rejected claims often come with lackluster explanations. Our lawyers know that insurers will often use many different tactics to avoid providing the promised insurance coverage.
Since our attorneys understand the ins and outs of insurance claims and how to properly handle insurance disputes, we can protect your rights as a consumer. We have experience fighting the following examples of bad-faith insurance practices:
- Delayed claims
- Denied claims
- Failure to pay health insurance, motor vehicle insurance, homeowners’ insurance, commercial insurance, or life insurance benefits
- Improperly raising premium costs
- Misrepresenting items such as long-term care and annuities
- Refusing to honor a contract
Daytona Beach Insurance Claim Appeals
If you have already been denied coverage or having trouble navigating first-party and third-party claims, an insurance claim attorney can be of assistance. We focus on insurance law and have experience with all kinds of claims. It’s also important to remember that accident victims have a limited amount of time to seek medical help in the state of Florida.
If you do not do so within the allotted time frame according to your accident, the law, and the defendant, you risk losing access to medical benefits. Insurance companies tend to take the claims of those who see a physician within seventy-two hours after an accident more seriously, so seek medical attention as soon as possible.
A Daytona Beach insurance attorney can confront your insurance company to help you recover the residential and commercial insurance compensation that you deserve.
Negotiating With The Insurance Company
Your Daytona Beach insurance defense lawyer can help keep you abreast of all pending matters as they develop. Your insurance claim attorney will also strive to provide clients with all information necessary to make important decisions.
If you are injured, and your injuries were caused by the actions of a residential and commercial entity, and the responsible party’s insurance company does not resolve your claim within the policy limits, you may file a bad faith claim.
This is done after you and your lawyer determine the value of your damages. Bad faith claims are complicated, and they require knowledge and experience in this specific legal area. Hire our firm today for an experienced insurance lawyer with knowledge of the law. Our adept Daytona Beach, FL attorneys are standing by to offer assistance.